- Caitlyn Moorhead, GOBankingRatesCreditWise is best for you if you need to keep a watchful eye on your credit report while not impacting it. It is also a great tool if you want to keep costs low as it comes with no fee to use. You can learn a lot about your personal finances and how to improve your credit.
- Diana Mason, MoneysMyLifeCreditWise is an excellent, free credit monitoring service that helps you keep track of changes to your Experian and TransUnion credit reports. The service comes with a credit score simulator and other educational features so you can keep your credit score moving in a positive direction.
- Jim Wang, Best Wallet HacksIt's an extremely useful tool for monitoring your credit. If you are already a Capital One customer, I don't see a reason why you wouldn't set this up. A no brainer. If you aren't a customer, I can understand you not wanting to set up another account with another financial institution but I think it...
- Diana Mason, MoneysMyLifeCreditWise is a free credit monitoring service by Capital One, but you don’t have to be a Capital One customer to take advantage of it. It’s an easy and low-cost way to stay on top of changes to your credit file, with dark web and Social Security Number monitoring and a credit score simulator.
- Robert Farrington, The College InvestorA great credit score can keep your financing costs low (which is important if you plan to take out a mortgage in the future), and it can reduce your costs on car and homeowner’s insurance. It will also help you avoid annoying costs like having to pay security deposits for utilities when you move. Us...
Information | |
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Free Trial Period | Lifetime |
Starting Price (Monthly) | $0.00 |
Pricing | Visit Site |
Features | |
Equifax Report | No |
TransUnion Report | Yes |
Experian Report | Yes |
Monitoring Frequency (All 3 Bureaus) | Weekly |
Credit Score Model | VantageScore |
Report Frequency | 7 Days |
SSN Monitoring | Yes |
Identity Theft Monitoring | Yes |
Identity Theft Insurance Coverage Rate Type | No |
Dispute Assistance | No |
Lost Wallet Protection | No |
Change of Address Alerts | No |
Court Records Monitoring | No |
Credit Request Alerts | Yes |
Data Breach Alerts | No |
Medical ID Fraud Protection | No |
Credit Analysis Tools | No |
Educational Resources | No |
Text Alerts | No |
Phone Alerts | No |
Mobile App | Android, iOS |
Customer Support | |
24/7 Support | No |
Telephone Support | No |
Email Support | Yes |
Live Chat Support | No |
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