Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Hilary Tran, Bank Deal GuyWith this card, you can enjoy the legendary service of Korean Air, superior benefits, travel rewards and more. If you think you’ll enjoy the benefits and make use of the miles, definitely give this card a shot.
- Andy Shuman, RewardExpertThe Korean Air SKYPASS award charts can be conservative, but there are some redemption bargains, including flights between the U.S. and Europe, and flights within Korea.
Interest Rates | |
---|---|
Regular APR Interest Rate |
22.24% ‐ 31.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
22.24% ‐ 31.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
31.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $5 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$41.00 Maximum |
Promotions | |
Sign up bonus |
10000 miles after spending $1,000 On purchases within the first 90 days |
Rewards | |
All Purchases | 1 miles for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
2 miles per $1 spent on streaming services such as Netflix and Spotify 2 miles per $1 spent on rideshare services such as Uber and Lyft |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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