Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Alene Laney, MoneyGeekThe Simmons Rewards Visa Signature® could be best for users who want a credit card that allows access to rewards without worrying about high interest rates or an annual fee. These features are typically inversely proportional to each other, making this card unique.
- Ben Luthi, InvestopediaIf you’re looking for a simple card, but you also want an opportunity to earn rewards on your everyday purchases, the Simmons Rewards Visa Signature should be on your radar. The card doesn’t compete with the best rewards credit cards on the market, and its APR isn’t the lowest you can get. But it do...
- Holly D. Johnson, Khara Scheppmann, The BalanceThe main distinction of the Simmons Rewards Visa Signature is that its variable interest rate is among the lowest available for a rewards credit card. That makes it an attractive option if you sometimes need to carry a balance. The card, issued by Simmons Bank, also lets you earn 1.25 reward points...
- Natalie Campisi, BankrateDon’t let the modest perks fool you, the Simmons Bank Visa Platinum Rewards card is no entry-level credit card. It requires excellent credit, so if you’re just establishing or repairing your credit, then you might want to keep looking.
- FinderIf you’re looking for a low interest credit card that accumulates travel rewards points among other perks, the Simmons Bank Visa Platinum Rewards Card could be a helpful solution.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.5% ‐ 24.5% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.5% ‐ 24.5% (Variable) (0% for the first 12 months)
|
| Cash Advance Interest Rate |
20.5% ‐ 28.5% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
$0.00 During the promotional period: either $10.00 or 3% of the amount of each balance transfer, whichever is greater. After the promotional period: $0. |
| Cash Advance Fee |
3% Minimum of $4 |
| Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
30000 points after spending $3,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 1.25 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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