Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Tricia Tetreault, Fit Small BusinessThe Regions Visa® Business Enhanced Rewards Credit Card is a great business credit card if you want a fixed rate on cash back points and if you have an existing checking account with Regions Bank. Points can be multiplied through the Regions Rewards Multiplier, depending on the average amount of cas...
- Kelly Dilworth, CreditCards.comThe biggest disappointment with the Regions Visa Business Enhanced card is its surprising lack of benefits. Credit card benefits that have become standard on credit cards, such as travel assistance and car rental insurance, are conspicuously absent on this business card.
Interest Rates | |
---|---|
Regular APR Interest Rate |
17.74% ‐ 27.74% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
17.74% ‐ 27.74% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
4% Minimum of $10 |
Cash Advance Fee |
4% Minimum of $10 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$49.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
Save up to 15 percent on business purchases |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge program |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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