Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Tricia Tetreault, Fit Small BusinessThe PNC points® Visa® Business Credit Card is best for business owners who want a low-interest credit card that offers unlimited rewards with a zero-interest period for balance transfers and purchases.
Interest Rates | |
---|---|
Regular APR Interest Rate |
20.24% ‐ 29.49% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
20.24% ‐ 29.49% (Variable) (0% for the first 9 months)
|
Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
5% Minimum of $5 |
Cash Advance Fee |
4% Minimum of $10 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $39.00 |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | 5 points per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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