Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Luthi, InvestopediaIf you’re already a Navy Federal Credit Union member or eligible to become one, the Navy Federal Visa Signature Flagship Rewards credit card is worth considering. Its rewards rates are solid compared with other travel credit cards and can provide more long-term value than some cards that offer bonus...
- Robin Saks Frankel, Kimberly Palmer, NerdWalletThe card packs a lot of value for a comparatively low cost, making it an excellent and cost-effective choice for travelers.
- Jennifer Calonia, Robin Saks Frankel, USA TodayThe Navy Federal Flagship Rewards credit card is a great choice with some “if’s”attached: If you can meet the institution’s membership requirement, if you don’t already have a travel rewards card that offers similar benefits, and if you can manage the card’s $49 annual fee.
- Chauncey Crail, Glen Luke Flanagan, ForbesThe Navy Federal Visa Flagship Rewards card packs rewards-earning power, but it’s light on perks for a card with an annual fee. We’re confident it’s a card that’ll return solid rewards and though there are likely better cards for those willing to spend more on an annual fee, the extra travel points...
- Juan Ruiz, Business InsiderFor just $49 per year, the Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card offers competitive perks you typically find from more expensive rewards credit cards on the market. In fact, as the credit union's top card, it features benefits like a Global Entry or TSA PreCheck sta...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.74% ‐ 18% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.74% ‐ 18% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
17.74% ‐ 20% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$49.00 Waived on the first year |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee | $0.00 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$20.00 Maximum |
| Promotions | |
| Sign up bonus |
35000 points after spending $3,500
|
| Rewards | |
| All Purchases | 2 points per $ spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 3 points per $1 spent |
| Travel |
3 points per $1 spent This includes cruise, airline, car rentals, time shares, campgrounds, RV parks, ride sharing services, parking, bridges, tolls, and ferries. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3 points per $1 spent on entertainment (including museums, amusement parks, public golf course) |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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