Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Emily Sherman, CreditCards.comThis card offers a ton of ongoing value via its first-year and ongoing perks, but its high annual fee means it will only be viable if you spend a lot of time at Marriott hotels.
- Ben Schlappig, One Mile at a TimeThe Marriott Bonvoy Brilliant Card is Marriott’s most premium credit card. The card has a $650 annual fee, but offers perks like Platinum Elite status, an up to $300 annual restaurant credit, an annual free night certificate valid at a property costing up to 85K points, and much more. Add in all the...
- Benji Stawski, Ryan Wilcox, The Points GuyIf you're a Marriott loyalist in need of a cobranded credit card or are looking to change from a different Marriott card, the Marriott Bonvoy Brilliant Amex is an ideal choice. Its earning rates are not as lucrative as those of some of its competitors, but the large welcome offer coupled with impres...
- Senitra Horbrook, Jess Farley, AwardWalletIf you are interested in Platinum Elite status for your hotel stays, the Marriott Bonvoy Brilliant Card gives you just that, albeit with an annual fee of $650. However, the card also has an array of other premium perks, including up to $300 in annual dining credits, an annual free night worth up to...
- Jennifer Doss, CardRatings.comIf you regularly stay at Marriott properties, and you plan to continue doing so, then, yes, you can make the case that the Marriott Bonvoy Brilliant® American Express® Card is a great card.
Interest Rates | |
---|---|
Regular APR Interest Rate |
19.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
Not available |
Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $650.00 |
Balance Transfer Fee | |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
95000 points after spending $6,000 On purchases within the first 6 months |
Rewards | |
All Purchases | 2 points per $1 spent |
Restaurants | 3 points per $1 spent |
Gas | No |
Groceries | No |
Hotels |
6 points per $1 spent On eligible purchases at participating Marriott Bonvoy hotels. |
Travel |
3 points per $1 spent On flights booked directly with airlines. |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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