Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kailey Hagen, The AscentThe HSBC Premier Credit Card offers premium travel rewards with no annual fees. But the checking account requirement may turn some away.
- Mitchell Strohm, InvestopediaThe HSBC Premier World Mastercard offers decent rewards, solid benefits, and a one-time offer that’s worth between $400 and about $500, depending on how it’s redeemed. With no annual fee, the card’s a natural choice for those who hold a mortgage, keep a high account balance, or make hefty direct dep...
- FinderIf you’re an HSBC Premier customer wanting a travel rewards credit card with low to no annual fee, the HSBC Premier World Mastercard credit card could be a decent choice. You get to earn points on travel purchases, you get a solid signup bonus, TSA PreCheck application fee credit and more.
- Anthony Nguyen, Bank Deal GuyWith the HSBC Premier World Mastercard Credit Card they have you covered for lost luggage to trip cancellations. Shopping benefits include purchase assurance which covers most purchases up to $1,000 against accidental damage or theft for 90 days from the date of purchase and more.
- William Charles, Doctor Of CreditThere is a lot of moving parts with this card, I think it makes more sense to get it when they are offering a higher sign up bonus on the checking account. Once you have the card, I do think it’s worth keeping as they do offer generous spending bonuses on an on going basis and the points themselves...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 $0 for customers who hold a Private Banking Account relationship or HSBC US employee status at the time of application and on each subsequent credit card Account anniversary date to qualify for the annual fee rebate |
| Balance Transfer Fee |
5% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 points after spending $4,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
2 points per $1 spent Including car rentals |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Transfer your Points to air miles with participating airline partners |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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