Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Tyler Glatt, Mark Jackson, AwardWalletI can't deny that I'm a big fan of the American Express® Gold Card. Card Members enjoy an incredible 4X points per dollar on two everyday spending categories and can leverage annual travel and dining credits to recoup the Amex Gold‘s $325 annual fee. Those things alone should make the card a conside...
- Becky Pokora, Jerod Morales, ForbesThe American Express® Gold Card offers substantial value for foodies with attributes that will attract travelers as well. Whether you dine out or purchase groceries for a meal at home, the Amex Gold offers some of the highest bonus rewards rates in the industry for spending in these categories. Plus...
- Dan Miller, Points with a CrewThe Amex Gold card is a good one for foodies, since you’re going to get 4X points on many purchases where you are dining at restaurants or at grocery purchases at U.S. supermarkets. The Membership Rewards points that you’ll earn are flexible and allow you to maximize your points earning by potential...
- Emily Thompson, Chris Nelson, The Points GuyThe Amex Gold isn't just a pretty card. The earning rates at restaurants and U.S. supermarkets make it a strong pick for all food purchases. If you can take full advantage of them, this card's statement credits add even more value and make the $325 annual fee easily worth paying. For foodies, this c...
- Lyle Daly, The AscentThis card offers considerable value, as it earns 4X points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X) and 4X points at restaurants. Plus, earn 3X points on flights booked directly with airlines or on American Express Travel. Meanwhile, over $600 in various spend...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $325.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $6,000 On purchases within the first 6 months |
| Rewards | |
| All Purchases | 1 points per $1 spent |
| Restaurants |
4 points per $1 spent (on first $50000 spent) At restaurants worldwide |
| Gas | No |
| Groceries |
4 points per $1 spent (on first $25000 spent) At U.S. Supermarkets |
| Hotels |
2 points per $1 spent On prepaid hotels and other eligible travel – such as prepaid car rentals, vacation packages and cruises- when you book through AmexTravel.com |
| Travel |
3 points per $1 spent On flights booked directly with airlines or on amextravel.com |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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