Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
Interest Rates | |
---|---|
Regular APR Interest Rate |
16.49% ‐ 26.49% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate | |
Cash Advance Interest Rate |
28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee | |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee |
3% Minimum of $1.5 of each transaction in U.S. dollars. |
Over Limit Fee | $39.00 |
Late Payment Fee | $39.00 |
Promotions | |
Sign up bonus |
$325 after spending $5,000 On purchases within the first 90 days |
Rewards | |
All Purchases | 2 points per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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