Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Senitra Horbrook, AwardWalletThe Capital One Venture has been on our list of favorite cards for a long time. If you like simple, this card gets top marks for easy redemptions and its straightforward 2X earning structure. If you're willing to put in the effort to keep track of which card to use for each type of purchase, you can...
- Jaclyn DeJohn, CnetThe Capital One Venture Rewards Credit Card* has the highest flat rewards rate of all the travel cards on our radar. It’s a good card for all types of travel, unlike airline cards or hotel cards, which are built for brand loyalists, especially amid rising travel costs. The Venture Rewards Card has s...
- Ben Luthi, SlickDealsThe Capital One Venture Rewards Credit Card offers a lot of value to both beginner and expert travelers. The upfront bonus and high ongoing rewards rate aren’t easy to beat, making the card a solid option for a large audience. Where it really shines is with the flexibility of the redemption process,...
- Elizabeth Aldrich, Steven Porrello, The AscentThis is one of our top travel credit cards overall, because of its highly lucrative, yet dead simple rewards program. Earn unlimited 2X miles on every purchase and use them to get reimbursed for any travel purchase — or to book a trip through Capital One Travel. TSA Pre✓® credit and the opportunity...
- Benét J. Wilson, Ryan Wilcox, The Points GuyThe Capital One Venture Rewards packs a lot in for a $95 annual fee (see rates and fees), and it even makes the cut as one of our best travel credit cards. It earns miles at a consistent rate and can facilitate simple, fixed-rate redemptions along with more complicated awards by transferring your mi...
Interest Rates | |
---|---|
Regular APR Interest Rate |
19.99% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
19.99% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $95.00 |
Balance Transfer Fee | 0% |
Cash Advance Fee |
5% Minimum of $5 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
75000 miles after spending $4,000
|
Rewards | |
All Purchases | 2 miles for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels |
5 miles for $1 spent If booked through Capital One Travel |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
5 miles per $1 spent on rental cars booked through Capital One Travel |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | Apple Pay |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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