Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Venture® from Capital One® review

Compare Compare  
Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
19.99% ‐ 29.24% (Variable)
Interest Rate: Purchases
19.99% ‐ 29.24% (Variable)
Balance Transfer
19.99% ‐ 29.24% (Variable)
Balance Transfer
19.99% ‐ 29.24% (Variable)
Rewards
2 - 5 Miles
Rewards
2 - 5 Miles
Signup Bonus
75000 miles (after spending $4,000)
Signup Bonus
75000 miles (after spending $4,000)


9/10
Informr score
The Venture® from Capital One® currently has an Informr score of 9 out of 10. This score is based on our evaluation of 48 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Venture® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


AwardWallet
AwardWallet

The Capital One Venture has been on our list of favorite cards for a long time. If you like simple, this card gets top marks for easy redemptions and its straightforward 2X earning structure. If you're willing to put in the effort to keep track of which card to use for each type of purchase, you can...

- Senitra Horbrook, AwardWallet
Cnet
Cnet

The Capital One Venture Rewards Credit Card* has the highest flat rewards rate of all the travel cards on our radar. It’s a good card for all types of travel, unlike airline cards or hotel cards, which are built for brand loyalists, especially amid rising travel costs. The Venture Rewards Card has s...

- Jaclyn DeJohn, Cnet
SlickDeals
SlickDeals

The Capital One Venture Rewards Credit Card offers a lot of value to both beginner and expert travelers. The upfront bonus and high ongoing rewards rate aren’t easy to beat, making the card a solid option for a large audience. Where it really shines is with the flexibility of the redemption process,...

- Ben Luthi, SlickDeals
The Ascent
The Ascent

This is one of our top travel credit cards overall, because of its highly lucrative, yet dead simple rewards program. Earn unlimited 2X miles on every purchase and use them to get reimbursed for any travel purchase — or to book a trip through Capital One Travel. TSA Pre✓® credit and the opportunity...

- Elizabeth Aldrich, Steven Porrello, The Ascent
The Points Guy
The Points Guy

The Capital One Venture Rewards packs a lot in for a $95 annual fee (see rates and fees), and it even makes the cut as one of our best travel credit cards. It earns miles at a consistent rate and can facilitate simple, fixed-rate redemptions along with more complicated awards by transferring your mi...

- Benét J. Wilson, Ryan Wilcox, The Points Guy

Details


Interest Rates
Regular APR Interest Rate 19.99% ‐ 29.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.99% ‐ 29.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 0%
Cash Advance Fee 5%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 75000 miles after spending $4,000
  • On purchases within the first 3 months
  • Plus enjoy $250 to use on Capital One Travel in your first cardholder year
Rewards
All Purchases 2 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 5 miles for $1 spent

If booked through Capital One Travel

Travel No
Pharmacy No
Bills No
Additional Details

5 miles per $1 spent on rental cars booked through Capital One Travel

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Get 2 free visits per year to the Capital One Lounge
  • Hertz Five Star status
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Venture® from Capital One®

Rate It: