Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, SlickDealsThe Bank of America® Travel Rewards credit card offers simple rewards earning and a chance to earn free travel without paying fees. However, without the extra travel perks found with other cards, the Bank of America® Travel Rewards credit card is better as a starter travel rewards card or for curren...
- Tyler Glatt, AwardWalletThe Bank of America Travel Rewards Card is an excellent choice for someone who wants a rewards strategy that runs on autopilot. And you can significantly increase the earning rates on this card if you are a Bank of America Preferred Rewards member — especially if you qualify for the maximum multipli...
- Jennifer Doss, CardRatings.comBank of America® Travel Rewards credit card is a good card for someone who does a moderate amount of traveling and doesn’t want the hassle of hidden fees or categories to earn points. Rewards are easy to redeem, and if you are a Bank of America Preferred Rewards member this card is especially benefi...
- Elizabeth Aldrich, Robin Hartill, The AscentThe Bank of America® Travel Rewards credit card is good for occasional travelers looking for a good travel credit card with no annual fee. The intro bonus is one of the biggest in the no annual fee category, and it's well-suited to existing Bank of America customers, especially if they are enrolled...
- Jaclyn DeJohn, CnetThe Bank of America® Travel Rewards credit card* is CNET’s pick for the best travel credit card with no annual fee. It’s particularly valuable if you’re already a Bank of America customer, but still worth considering if you’re not. While travel credit cards with an annual fee may offer more travel p...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
21.24% ‐ 28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% |
| Cash Advance Fee | 3% |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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